Insurance Isn't Easy

Well, after taking to someone the other day that didn't know what they were talking about, I finally got some answers today. Apparently, our current health insurance will not cover services for autism. We can't get an evaluation or anything. The Affordable Care Act requires insurances companies to acknowledge autism and pay for services.. Unless it's a self-funded plan. Which, of course, is what we have. I have the option of two other plans but one is self-funded (again) and the other doesn't cover habilitation services. So I'm going to try talking to HR at my job this week to see what's up with that.

In the mean time, we applied for Medicaid and now have to wait for that. I'm assuming we will be denied because we already have health insurance; and then we will have to appeal it and hope it doesn't take too long to go through. But we won't go down with a fight! We got this!